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Abdurasul is a young family man who has recently moved out of his parents' house and into a separate one. He is married and has children. In his new home, he has many household expenses related to construction. Abdurasul himself works as a programmer for a mobile phone company, and does not have any other supplementary income. For this reason, he has decided to take out a loan so he can cover his roof from the rain and cold. He cannot save up enough money from his salary, so he has come to Arvand in the hopes of receiving a loan that will allow him to do a lot of work on his new house. Abdurasul plans to use the loan to buy building materials to cover the roof.
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Абдурасул молодой семьянин,недавно переехал в другой дом от родителей. Женат и имеет детей. В этом новом доме у него много бытовых расходов по строительству. Сам Абдурасул работает в сотовой компании программистом и больше не имеет дополнительных доходов, поэтому решил получить кредит, чтобы покрыть свою крышу от дождей и морозов. Из своей зарплаты он не может накопить деньги. Поэтому он обратился в Арванд и надеется каждый раз получать кредит и за счет кредита сделать много работы в своем новом доме. На полученный кредит планирует купить строительные материалы для покрытия крыши.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Abdurasul to buy building materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Jul 17, 2014