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Elsa is a 65-year-old retail merchant, who has worked in the same manner during many years. She is very well known in different neighborhoods. Elsa lives with her family, for whom she works very hard daily, as the only provider they can count on for all the necessities that make life stable.

Elsa sells fruit and vegetables in the streets, and also prepares corn-based dishes, such as tamales and 'pupusas' [a Salvadoran favorite], to sell in the same manner.

She is soliciting a loan through INTEGRAL due to her enormous desire to improve her earnings and, also, to be able to make her business grow, delivering greater benefits for her family.
View original language description ↓
Elsa de 65 años de edad, es comerciante minorista, y ha trabajado de la misma forma durante muchos años, siendo muy conocida en diferentes zonas. Ella vive junto a su grupo familiar, por el cual se esfuerza a diario ya que es la única proveedora para que puedan contar con todo lo necesario para tener una vida estable. Elsa se dedica a la venta de frutas y verduras de forma ambulante, y así mismo elabora productos a base de maíz como tamales y pupusas para vender de la misma manera. Ella solicita un préstamo a INTEGRAL, con el enorme deseo de mejorar sus ganancias y poder hacer crecer su negocio también, ya que esto traerá grandes beneficios para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 440
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Elsa buy fruit and ears of corn to improve her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 15, 2012
Currency Exchange Loss:
Mar 15, 2013