A loan of $1,250 helped to buy more fertilizers and cover labor during maize production.


Jean Baptiste's story

Jean Baptiste is 52 years old. He is married to a farmer and they have two children and they both attend school. He wants a Kiva loan for buying fertilizers and covering labor costs. He has been a maize farmer for 30 years. The profits from the business will be for buying a tractor for using in maize production.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details