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Zinaida is from Kobuleti district of west Georgia. She is 47 years old and lives with her husband, son, daughter, daughter-in-law and two grandchildren. Her son serves local people as a driver and gets a monthly income. Zinaida’s husband is a pensioner.

Zinaida runs the agricultural business. In particular, she has two milk cows, whose milk is used in dairy products. Besides that, the family grows nuts and maize on family-owned land. Zinaida sells her agricultural production at the local open market. She works hard to make some savings and improve living conditions for her family.

Zinaida requested a loan to purchase food for cattle. She will buy hay and bran to feed the cows during the winter season. When the cows are fed properly in winter, the family will receive a planned amount of milk for the dairy. This will give Zinaida an opportunity to sell more cheese and increase the family income. The increased profit will be reinvested in family agricultural activities. Zinaida awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Zinaida to purchase hay and bran for feeding the cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 14, 2012
Currency Exchange Loss:
Jul 17, 2013