A loan of $1,250 helped to purchase fertilizers and pay labor costs during maize production.


Kizito's story

Kizito is 29 years old, married, and has two children. He has spent 14 years as a maize producer.

Kizito is requesting a loan, which he will use to buy fertilizers and pay labor costs during maize production. He plans to use the profits to buy a tractor.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details