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Sergio is married with two children, one of whom is attending school. He lives in his own house with his family, and he also supports his nephews, sending them money for their expenses.

He is a teacher employed by the Ministry of Education. With this loan, he will buy construction materials (iron, cement, wire, and doors, among others) in order to continue making improvements to his house.

In the future, he would like to finish this construction project and furnish the house in order to provide comfort for his family. Therefore, he is committed to dutifully paying off this loan in order to continue working with Hluvuku.

His challenge is to finish this project and start a business.
View original language description ↓
Casado e pai de 2 filhos, 1 já frequenta Escola, vive na casa própria com a sua família e sustenta seus sobrinhos enviando dinheiro para despesas correntes.

É docente e do quadro do Ministério da Educação. Com o presente empréstimo pretende comprar material de construção (ferro, cimento, arame, portas e outros) para dar continuidade com a obra da sua casa.

No futuro deseja concluir a obra e mobilar para oferecer conforto a sua família, para tal compromete-se a pagar devidamente este empréstimo para poder aceder a mais na Hluvuku.

O desafio é concluir a sua obra e iniciar uma actividade comercial.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Sergio to buy construction materials (iron, cement, wire, doors, and others).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 13, 2012
Currency Exchange Loss:
Oct 17, 2013