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Ms. Saima is a 26-year-old married woman. She has been in the business of sewing for many years. She is well familiar with stitching techniques. She initiated her business with the support of Kashf Foundation, and she took her first loan to buy a sewing machine.

At present, she enjoys a great client list and has gained a lot of appreciation and popularity in her community. She has four children, among them only one daughter is school-going. She is striving to meet their demands including food, clothing and education. Her husband is employed in a small restaurant. His income is not sufficient to meet daily expenditures.

Saima started her business to contribute to the family income. She requested a loan of Rs 25,000 to buy spools of threads and packs of buttons and zippers in different colors. Then she would be able to meet the demand of her customers without fail.

Saima hopes to grow her business and dreams of giving a good and quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Saima to buy spools of threads and packs of buttons and zippers in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 17, 2013