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Izo is 46 years old and lives in Zestaponi district. She is married and has two children, 22 and 16 years old. The younger daughter goes to the local school. Izo’s husband works as an electrician locally and gets a monthly income. The family runs an agricultural business with three milk cows, whose milk is used in cheese products. Besides, the family has a vineyard and harvests grapes in the late summer. The family does all relevant agricultural work to ensure a good quality harvest. Izo has beehives with bee colonies as well and gets honey. She sells cheese products, grapes and on average 240 kg of honey per year. Izo is very hard-working woman with a great experience in her work
She requested a loan to purchase wooden materials to renovate the floor of her home. Izo had planned to sell the milk cow to buy the materials, so with this credit the family will be able to keep their livestock and receive the same amount of milk for the dairy. The monthly income of the family will not decrease and family members will improve their living conditions as they will live in more comfortable environment. Izo awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Izo to purchase wood materials to renovate the floor of her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 14, 2012
Currency Exchange Loss:
Jul 17, 2013