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Mrs. Ghazala is a 35-year-old married woman and an active lady. She is working very hard to improve the status of her family. She is in the business of selling bed sheets. Approximately three years ago she decided to start her own business. She purchases cloth from the market and sews bed sheets, covers and pillows at home and sells them to customers at a very reasonable price. Owing to the good quality of her work, she gets many orders from her customers on a regular basis.

She has many orders in hand, and to complete these orders she has requested a loan of 20,000 Pakistan rupees for purchase of bundles of cloth in various colors and designs according to the taste and choice of her customers. She dreams of expanding her business and increasing the income for her household, so that her whole family will have a better quality of life.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,401,875
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ghazala to purchase bundles of cloth in various colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 14, 2012
Currency Exchange Loss:
Nov 17, 2013