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Armen is 29 years old. He lives with his mother and sister in Vanadzor. Armen manages his own business producing metal-plastic doors and windows, which he has been doing for four years. He equipped his garage for his workshop where he runs his business.

Armen has a good reputation and many orders for metal-plastic doors and windows. He fulfills private orders from Vanadzor and the nearby area as well. Armen buys materials for his production, such as metal-based laminate, rubber, glass, bars, etc,. from wholesale markets.

Amend is requesting his second loan from Nor Horizon for 300,000 AMD, which he will use to buy a large lot of glass for his window production. Thanks to his business Armen is able to support his family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 408.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Armen to purchase a large lot of glass.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 14, 2012
Currency Exchange Loss:
Jul 17, 2013