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Laura is a widow and the mother of 3 children who already attend School. She lives in her own house with her family and doesn't support anyone else.

She is a pensioner and with the current loan she intends to buy construction materials (iron, cement, stone, blocks and others) to expand her house.

In future Laura hopes to complete her house and furnish it to offer her family more comfort. To this end, she commits to duly paying off the loan in order to solicit further loans from Hluvuku.

Her challenge is to have sufficient funds to complete the building work.
View original language description ↓
Viúva e mãe de 3 filhos, que já frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É pensionista e com o presente empréstimo pretende comprar material de construção (ferro, cimento, pedra, blocos e outros) para ampliar a sua casa.
No futuro pretende concluir a sua obra e mobilar para oferecer melhor conforto a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é ter fundos suficientes para terminar sua obra.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 5
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 29.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Laura buy construction materials (iron, cement, stone, blocks and others) to expand her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 13, 2012
Currency Exchange Loss:
Aug 17, 2013