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Rui is single and has no children, lives in his own house with his father and doesn't support anyone else except his father.

He is a driver for a private company and in his spare time he is a builder. With this loan he plans to buy construction materials (sand, cement, stone, doors and others) to continue the improvements being made to his house.

In future Rui hopes to go back to School to increase his level of education and improve his life. To this end he commits to duly paying off the loan in order to solicit further loans from Hluvuku.

His challenge is to obtain sufficient funds to be able to make his future projects a reality.
View original language description ↓
Solteiro e sem filhos, vive na casa própria com o seu pai e não sustenta mais ninguém para alem do pai que vivem juntos.
É motorista de uma empresa privada e nos tempos livres faz a construção civil. Com o presente empréstimo pretende comprar material de construção (areia, cimento, pedra, portas e outros) para dar continuidade com a melhoria da sua casa.
No futuro deseja voltar a Escola para aumentar o seu nível escolar e melhorar a sua vida, assim compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir fundos suficientes para poder realizar os seus projectos futuros.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 29.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Rui buy construction materials (sand, cement, stone, doors and others) to continue the improvements being made to his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 13, 2012
Currency Exchange Loss:
Feb 17, 2014