Josie operates a school/office supplies business where one can buy school supplies including pens, bond paper, greeting cards, etc. without going to a bookstore. Her store is located adjacent to her house, and her regular customers are her neighbors and the local community. She earns a minimum of Php 500 in sales every day.
To help her continue operations of her business, she is requesting a Php 20,000 loan to buy school supplies to expand her product inventory. She expects a boost in her business income as she expands her enterprise.
Josie dreams of giving her children a good quality education, and hopes to have a good life through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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Success!! The loan was 100% repaid