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Carmen is a very hardworking, honest woman who is responsible with her work. She lives with her family who are the greatest inspiration for her to provide them the best. She currently has a tortilla shop since she’s overcome the adversities life has presented thanks to her efforts and thanks to them too her home has never lacked daily bread. Carmen wants to expand the business more, that is, to buy more supplies to have a more profitable business which is why she’s asking Integral for a loan to buy corn, oil and lard, among others so that her customers will be satisfied and she will always retain the clientele she has. She hopes to receive the help and that her quality of life will be improving as days go by.
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Carmen es una mujer muy trabajadora, honesta y responsable con su trabajo, vive con su familia quienes son su mayor inspiración para brindarles lo mejor. Actualmente posee una tortilleria ya que con esfuerzo sea superado ante las adversidades que la vida le ha presentado y gracias a ellos e su hogar nunca ha faltado el pan de cada día. Carmen desea ampliar más su negocio es decir comprar mas suministros que le permitan tener su negocio mas rentable es por eso que solicita a INTEGRAL un préstamo para comprar maíz, aceite, manteca entre otros para que los clientes queden satisfechos y siempre mantenga esa clientela que tiene. Ella espera que la ayuda sea recibida y que pronto su calidad de vida mejore con forme vayan pasando los días.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 440
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen to buy corn, oil and lard, among others.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 15, 2012
Currency Exchange Loss:
May 18, 2014