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Pilar is a very hardworking woman and a fighter. She lives with her four minor children; two of the older ones sometimes help her with little things in the business. Pilar sells cosmetics, hair dye, creams, foot-care products, and other things in a well-stocked business.

Pilar is asking Integral for a loan because she has several customers, which makes it necessary to invest in many more products, especially make-up and face cream, which are in high demand.

Pilar wants to increase her income and give her children everything they need, and they need so much from her.
View original language description ↓
Pilar es una persona muy trabajadora y luchadora, ella vive junto a cuatro hijos menores de edad y dos de los mayores en ocasiones le ayudan con cosas pequeñas que hacer en el negocio. Pilar posee una venta de cosméticos, tintes para el cabello, cremas, productos para el cuidado de los pies entre otros más, siendo un negocio bastante surtido. Pilar solicita un préstamo a INTEGRAL, debido a que cuenta con varios clientes, por lo que se le hace muy necesario invertir en muchos más productos sobretodo maquillaje y cremas para la cara las cuales poseen mayor demanda. Pilar deseo aumentar sus ingresos y de esta manera brindarles todo lo necesario a sus hijos quienes tanto necesitan de ella.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 420
    View loans »
    El Salvador Loans Fundraising
  • $31,306,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Pilar to buy cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 15, 2012
Currency Exchange Loss:
Feb 21, 2014