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Isabel, who is 48, lives in her own house with her two children. She has now been running her shop for a number of years. The shop is situated in her home, which she has adapted to attract customers' attention. Her neighbours are complimentary both about her work and about Isabel as a person. She is well known and popular as she is a very friendly and hardworking woman, and she has gained the trust of her neighbours, who can see how she has bettered herself day by day.

Her dearest wish is to continue making an income from her business which, to date, has helped her to cover most of her household needs. She decided to apply for this loan to enable her to increase her stock, as she does not have the means to make such an investment on her own. The loan which she is seeking from INTEGRAL will be used to buy a range of goods for the shop, such as: corn, rice, oil, rice, sugar, beans, sweets, drinks, macaroni, soups, etc. She wants to meet growing market demand, as this will allow her to increase her income and provide better opportunities in life for her family.
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Isabel de 48 años de edad, habita en casa de su propiedad junto a sus dos hijos. Ella se dedica al comercio de tienda desde hace varios años. La tienda está ubicada en su hogar de residencia la cual ha sabido adecuar de tal forma que llame la atención de los clientes. Sus vecinos dan buenas referencias tanto de su trabajo como de su persona. Es muy conocida y preferida ya que es una mujer muy amable y trabajadora la cual ha sabido ganarse la confianza de sus vecinos quienes ven como ella se ha superado día a día. Su mayor deseo es seguir recibiendo los ingresos de su negocio que hasta el momento le han ayudado a cubrir gran parte de las necesidades de su hogar. Es por esta razón que se decidió en hacer este préstamo con el fin de incrementar su inventario ya que no cuenta con los recursos necesarios para realizar dicha inversión por sus medios. El crédito que solicita a INTEGRAL es para comprar variedad de productos de tienda tales como: maíz, arroz, aceite, arroz, azúcar, frijoles, golosinas, bebidas, macarrones, sopas, etc. ya que desea cubrir una mayor demanda de mercado que le permita incrementar sus ingresos de tal forma que pueda ofrecer a su familia mejores oportunidades de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 467
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Isabel to buy goods such as: corn, rice, oil, rice, sugar, beans, sweets, drinks, macaroni, soups, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 15, 2012
Currency Exchange Loss:
Oct 25, 2013