A loan of $725 helped to replace the old wooden windows of her apartment and pharmacy with double-glazed ones that conserve heat.


Oyunbayar's story

Mrs.Oyunbayar is a 52-year-old widow who lives with her only daughter in a one-room apartment in Darkhan, the second-largest city in Mongolia. She has worked as a teacher in a local health sciences university for 30 years. Since 2010, she has been managing a small pharmacy near to her home in order to have two sources of income while working. Starting this year her pharmacy is becoming familiar among the neighbors, and her business is going well. Her 26-year-old daughter handles the pharmacy. Before the winter, she is planning to replace the old wooden windows of her apartment and pharmacy with double-glazed ones that conserve heat better. By doing this she can cut heating costs and improve her living conditions.



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