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Dem S. is 28 years old and a housewife in Kampong Cham province. Her husband earns the household money by managing a small taxi business. He organizes the transport of people and goods between Phnom Penh and Kampong Cham through a number of drivers with their own vehicles. He earn $15 (U.S.) per day through this job and has no other costs to detract from his income. On this salary he supports his wife and only child. He wants to replace one of his older taxis with a newer one. The family’s loan will go towards hiring out this car, which he hopes will increase their income.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 169
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dem to buy a new car for a taxi.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 10, 2008
May 22, 2008
Currency Exchange Loss:
Jan 15, 2010