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Lucy Del Carmen
Lucy del Carmen is 35 years old and from the town of Chichigalpa, located in the west of the country. She is a single mother and has three children, aged 9, 8, and 4, all of whom go to school. Lucy has worked selling general merchandise and basic supplies for the last 15 years. Lucy is a hard-working, respectable woman, who has raised her children as a single mother, struggling day after day to provide for her family. Lucy’s daily routine involves working 10 hours a day. In the mornings she sells staple goods such as rice, beans, detergent, and cereal in the local market, and in the afternoons, she works as a street vendor selling pants, blouses, shirts, underwear, children’s clothes, and cosmetics to both regular and occasional customers. She needs this loan to invest in stock for her business in order to take advantage of the Christmas period when sales rise. Lucy del Carmen is grateful to the Kiva lenders for the help they give to people with low incomes in poor countries allowing people like her to obtain decent work.
View original language description ↓
Lucy del Carmen de 35 anos de edad, de la localidad de Chichigalpa, lugar que esta ubicado en la zona de occidente del país. Madre soltera con tres hijos de 9, 8,4 anos de edad, todos están estudiando. Lucy tiene por actividad económica la venta de mercadería en general y granos básicos dese hace 15 anos que se dedica a dicha actividad. Lucy se caracteriza por ser una mujer trabajadora, honrada, que ha sacado adelante a sus hijos como madera soltera luchando día día para el sustento el sustento de su familia. La rutina de trabajo de esta de Lucy es trabajar unas 10 horas diarias por la mañana vender granos básico como :arroz, frijoles, azucar, jabon, detergente, cereales en el mercado de la localidad, y por la tarde vender de forma ambulante su mercadería en general a clientes fijos y eventuales como : pantalones, blusas, camisetas, ropa interior, pijama, ropa de niño y cosméticos. El financiamiento lo necesita para invertir en capital de trabajo y surtir su negocio aprovechado que viene la temporada navideña y las ventas se incrementan. Lucy del Carmen agradece a los inversionistas kiva la ayuda que le brindan a las personas de escasos recursos y países pobre económicamente para t ener fuentes de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lucy Del Carmen to invest in stock for her business selling staple goods such as rice, beans, oil, soap, and detergent.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 14, 2012
Currency Exchange Loss:
Nov 17, 2013