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El Sauce is very cheerful during Christmas. It’s very pretty to see the streets decorated with Christmas trees like the natural pine that grows in the mountains especially during these months.

Eleuterio is from this town. He’s a 52-year-old responsible father who has dedicated almost his entire life to serving others, saving lives of all ages because he strives and risks his life every day to try to reach the hospital.

This job has made it possible for him to provide daily bread at home and to make home improvements wherever possible to provide his children with a proper place to live.

He’s now asking Kiva through Ceprodel for a loan to buy bricks, cement, sand and zinc to finish enlarging a room.
View original language description ↓
El Sauce es muy alegre en época de Navidad, es muy bonito ver las calles adornadas de árboles navideños como es el pino natural que crece en montañas sobre todo en estos meses.

Don Eleuterio es originario de este poblado, es un señor de 52 años padre de familia responsable que ha dedicado casi toda su vida a servirle a su gente, a salvar vidas de todas las edades ya que lucha y arriesga su vida día a día por tratar de llegar a tiempo al hospital.

Esta labor le ha permitido llevar el pan de cada día a su hogar y mejorar en lo que puede su vivienda para brindarles a sus hijos un hogar digno donde vivir.

Hoy solicita la ayuda a KIVA a através de Ceprodel para que le otorguen un crédito para la compra de ladrillos, cemento, arena y zinc con el fin de terminar de ampliar un cuarto.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $525 helped Eleuterio to buy bricks, cement, sand and metal sheeting.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 14, 2012