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In the photo is Mohamed, a small-scale businessman based in Kenema, a city in Eastern Sierra Leone. This is the first loan this entrepreneur is accessing from SMT/Kiva lenders. With this loan, he will be able to expand his businesses, make more profit and consequently improve his standard of living.

Mohamed is aged 34; he was born in Kenema city where he is currently residing together with his wife and two children. For six years now, Mohamed has been selling used shoes and used bags. With this loan, he will buy bales of used shoes and bags to add to his current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.3
    Sierra Leone Leones (SLL) = $1 USD