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Ramon Enrique
25-year old Ramón is married and has a son. Ever since he was young, he was attracted to sewing and so he started mending his family's clothes, then those of his neighbours. Finally he decided that he wanted to have his own dressmaking business. His dream has now been realized as he has his own workshop where he and his wife work six days a week from 8 am to 6 pm. With the loan Ramón wishes to buy a sewing machine, thread, buttons etc. His goal is to buy more premises and expand his business into a dressmaking company. Then he will be able to employ people who are out of work.
View original language description ↓
Ramón tiene 25 años de edad es casado y tiene un hijo. Él desde pequeño le llamo la atención la costura es por eso que comenzó arreglándole la ropa a su familia después a sus vecinos y fue entonces que tomo la decisión de querer tener un negocio de sastrería. En la actualidad el sueño de Ramón se cumplió porque tiene su taller de costura . El trabaja junto a su esposa de lunes a sábado desde las 8 de la mañana hasta las 6 de la tarde. Con el crédito quiere comprar máquina de coser, hilos, botones, etc. Su meta es comprar un local para así agrandar su negocio y llegar a ser una empresa de confección de ropa para luego poder contaratar a gente que no tenga trabajo

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ramon Enrique to buy a sewing machine, thread, buttons etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 19, 2013