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Margarit is from the Dvin village of the Ararat region of Armenia. She lives with her husband and two sons. Margarit is involved in agriculture. She grows peach, apple and pomegranate trees. The income that comes from the sale of fruits helps Margarit to cover her family’s basic costs and help her husband to support the family. She has requested this loan in order to buy pears and persimmons. Margarit plans to keep fruits in the freezer to sell to wholesalers and local market traders during the winter. This will allow her to have a stable income until the next agricultural year. Margarit hopes that the loan will bring the expected results and she will be able to ensure a better future for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Margarit to buy pears and persimmons to resell.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 13, 2012
Currency Exchange Loss:
Feb 17, 2014