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Update on Lillian.

Lilian, a retail shop owner in Olkalou town, used her previous loan amount to buy sugar, flour and cooking oil to sell in her business. She was able to pay all the loan amount.

She also has a dairy farming business, and this being her second loan term, she plans to buy a dairy cow. She will supply the milk to various retailers in the area, as well as to milk industries. She anticipates she will make more profits, with which she plans to pay school fees for her children.

She hopes to expand her dairy farming business by buying another dairy cow, so she can make more income and be able to improve the living standards of her family.

Previous Loan Details

Lillian has operated her retail business in Olkalou town for the last two years. She is 35 years old, married to John, and they have three children. She was introduced to KADET Ltd. by one of our field officers and this will be her first loan. She plans to use the loan to buy more sugar, flour... More from Lillian.'s previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 423
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Lillian. to buy a dairy cow.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 13, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Lillian.. It was first posted on Kiva on Mar, 2012. Learn More