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Liana is from the Chkhorotsku district of West Georgia. She is a widow and lives alone in her house. She works as a teacher at the local school and gets a monthly salary. She is provided with a retirement pension as well.

Liana runs an agricultural business. In particular, she has a small dairy farm of 2 calves and 2 milk cows, whose milk is used in cheese products. Besides, Liana owns agricultural land where nuts and maize are grown. She does all relevant agricultural work to ensure a good harvest. In addition, Liana has a pig. She sells the cheese products, piglets, nuts and maize at the local open market. Liana is a very hardworking woman with rich experience in her work.

She requested a credit for expansion of the cattle shed. After the building is expanded, Liana will be able to keep more livestock there. This will enable them to double production and sales of dairy food and the income of the family will significantly increase. With an increased amount of profit, they will be able to repair the house because the existing one is old and uncomfortable. Due to the above mentioned, the living conditions of the family will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,572,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Liana to expand the cattle shed.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 13, 2012
Currency Exchange Loss:
Jun 17, 2013