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Mariam is the mother of two daughters. She lives in Shaki village of Syunik region with her husband, two daughters, father-in-law and mother-in-law. The main income of the family comes from agriculture. They keep pigs, cows, and chickens. They also cultivate wheat and grow apple trees. Mariam has applied for this loan in order to increase the number of livestock, as well as to buy grass and wheat seeds. She plans to hire workers to make the cultivation as well as purchase fuel for the agricultural technique. This loan will also help Mariam to cover these costs. Mariam hopes that with the help of the loan the sales of wheat will grow and she will be able to cover the basic needs of her family and ensure the future of her two daughters.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mariam to pay for wheat seeds, fuel, grass and to hire workers for land cultivation.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 13, 2012
Currency Exchange Loss:
Aug 17, 2014