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Marina is from the Chkhorotsku district of West Georgia. She is 41 years old and lives with her husband and three children (12, 16, and 18 years old). Her husband works as an artisan locally and gets a monthly income. The children go to the village school. Marina runs the agricultural business. In particular, she has a small dairy farm of two calves and two milk cows, whose milk is used in cheese products. Besides this, the family owns an agricultural land where nuts and maize are grown. Marina does all relevant agricultural works to ensure a good harvest. In addition, she is successfully involved in the animal husbandry business and has four horses and two pigs. She sells the cheese products, piglets, nuts, and maize at the local open market. Marina and her husband work hard to make some savings and improve the living conditions for their family.

She requested a loan to purchase an additional milk cow. After the number of cattle of is increased, Marina will receive more milk for her dairy and sell more cheese. This will significantly increase the family income and Marina will renovate her house to improve the living conditions for the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marina to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 13, 2012
Currency Exchange Loss:
May 17, 2013