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Sit S. L. is 28 years of age, living as a housewife in Kampong Cham province. He husband, Bun Thol, is also 28 years old and is a head construction worker ranked directly beneath the group’s foreman. He aspires to be foreman himself someday and earn a better salary. Right now he earns $7 (US) per day which is a fair wage in his line of work. They only have one child right now to support. This small business loan will mostly go towards purchasing her husband construction tools to enable him to perform better as a construction worker and hopefully someday lead to his advancement.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sit to buy construction tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2008
May 21, 2008
Currency Exchange Loss:
Jul 15, 2009