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Ms. Sumara is a 36-year-old married mother of one who faced a difficult time after her husband‘s failure in business. She then decided to work with her husband and to support her family for a better future. Seven years ago, Sumara started clothes trading. She always has a great collection of formal dresses to offer to her customers. She knows the choice and taste of her customers very well. However, due to lack of financial resources she was unable to meet customers' demand and so contacted the Kashf foundation at the suggestion of her friend. Now in association with Kashf for six years, Sumara has requested a loan of PKR 20,000. This amount will help her to buy more variety of clothes in various colors and designs by considering the demands of her customers. This will increase her sales and will ultimately help in bringing more cash at home. She desires to provide a quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 355
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sumara to buy more variety of clothes in various colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 13, 2012
Currency Exchange Loss:
Nov 17, 2013