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Ani is 22-year-old student from Yerevan. She is taking her Master's Degree at Yerevan State University in the faculty of philology. She is in her second course. Ani has applied for this loan in order to pay her tuition fee for the first semester. Ani lives with her husband, mother-in-law, and brother-in-law. This loan is important for the family to be financially stable and be able to cover their costs.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 132
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • 408.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ani to pay for tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 20, 2012
Currency Exchange Loss:
Dec 20, 2013