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Nasim turned to the MDO Arvand in order to expand his merchandise selection. He sells groceries. His suppliers sell him food items wholesale, which costs him less. He has loyal customers buying both retail and wholesale. This is Nasim’s only source of income, and he tries to grow his business. He would like to use his loan to stock up on groceries and expand his selection.
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Насим обратился в МДО "Арванд", чтобы увеличить свой ассортимент. Он торгует продуктами питания. Насиму поставляют товар продуктовые фирмы оптом и это ему обходится дешевле. У него есть постоянные клиенты которые приобретают товар оптом и в розницу. Это единственный доход у Насима и он старается развивать свой бизнес. На полученный кредит Насим хочет закупить продуктов питания и увеличить свой ассортимент.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Nasim to buy food.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 27, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 14, 2012