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Mtvarisa is 65 years old, from the small village of Khobi. She has a large family: her husband, son, daughter-in-law and two grandchildren (17 and 18 years old). Mtvarisa and her husband have pensions.

The income of the family comes from agricultural activities. In particular, they have a milk cow, whose milk is used in cheese production. Mtvarisa sells cheese locally in an open market at a good price. She owns 1.2 hectares of land, where maize and 200 nut-trees are grown. She sells the harvested maize and nuts locally. Each member of the family works hard to insure a good harvest.

Mtvarisa has requested a loan for purchasing a milk cow. After purchasing an additional milk cow, she will be able to increase cheese production. It will significantly increase the income of the family, and they will be able to improve their living conditions. Mtvarisa awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $8,572,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Mtvarisa to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 13, 2012
Currency Exchange Loss:
Dec 20, 2013