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Astghik lives in Yerevan with her 17-year-old daugher Julieta. Astghik works at one of the military units of the Ministry of Defence as a hairdresser. Her daugher is a student at Yerevan State Medical College and wants to become a nurse. Astghik's current salary doesn't allow her to save for Julieta's education so she has applied for this loan of AMD 19,0000 to pay her annual tuition fee. Julieta dreams of working and helping her mother with the household. This loan is important for her to continue her education and make her dream come true.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 408.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Astghik to pay for tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 20, 2012
Currency Exchange Loss:
Nov 18, 2013