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Rose Bernadette
Rose is a woman of 32, mother of two children aged four and two. For seven years, she has been running a little bar in town where she sells healthful drinks. She has acquired enough experience over these years to be able to attract a sizable clientele but her stock of merchandise does not permit her to satisfy her customers. She is thus asking for this loan to be able to buy more cases of drinks and grow her stock of merchandise (healthful drinks). The profit that this loan will bring in will be in part invested in her business with the rest going into opening a new venue and for the needs of her children.
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Rose est une femme de 32 ans, mère de 2 enfants dont les ages sont de 4 et 2 ans. Elle gère un petit bar dans un quartier de la ville depuis 7 ans. Elle y vend des boissons hygièniques. Elle a acquis au cours de ces années une expèrience ce qui lui a permis de gagner une clientèle considérable mais son stock de marchandises ne permet plus de la satisfaire. Elle sollicite alors ce crédit pour pouvoir acheter plus de casiers de boissons et renforcer son stock de marchandises (boissons hygiéniques). Les bénéfices que lui apportera ce crédit seront en partie reinvesti dans son activité et le reste sera injecter dans l'ouverture d'un nouveau site et pour les besoins de ses enfants.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 3
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 515.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Rose Bernadette to buy more merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 15, 2012
Currency Exchange Loss:
Dec 17, 2013