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Soun is 40 years of age. She is a married woman who resides in Kompong Speu province, Cambodia. Soun has worked as a market vendor for the past two years. She typically makes around 4.00 USD per day through selling. Her husband works in the construction industry and contributes his income to the family. Soun has four children who all still depend on her income and are attending school.

Soun has faced financial difficulty in the middle of renovating her house. That is why she would like to have a loan from HKL and Kiva to pour concrete over her ground floor. With the rest of the loan, she will support her children’s education. She would appreciate the generosity of the lenders who will enable her to obtain this loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Soun to pour concrete over her ground floor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 18, 2013