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Nga, 51, has three children. The oldest daughter is married, while the other two sell telephones for a living.

For the past twenty years Nga and her husband have sold metal and iron products like knifes and scissors to earn a living. She makes 3,000,000 VND a month, and her family’s total earnings are about 8,500,000 VND a month.

Nga has participated in SEDA's credit program since 2007. Her most recent loan was for 9,632,000 VND and she repaid it on time. She is now applying for another 9,632,000 VND loan to buy more knifes, scissors and cutting boards to sell in her store.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 61
    View loans »
    Vietnam Loans Fundraising
  • $16,983,500
    Funds lent in using Kiva
  • 20,825.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Nga to buy more knifes, scissors, cutting boards to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 13, 2012
Currency Exchange Loss:
Nov 17, 2013