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Kumri is married and has 3 children. She sells rice and beans, and has been working in this business for more than 20 years. Her husband earns a living by working in the farming sector, but his income is very low. Their eldest son works in the Russian Federation but does not yet have the possibility of sending money to his parents. Kumri is a hard-working woman who loves her work and wants to help her family. She plans to use the loan to buy a few bags of rice. She is grateful in advance for the financial support.
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Кумри занимается куплей продажей риса и бобовых культур. Она замужем, имеет 3 детей. Этим бизнесом она занимается более 20 лет. В семье дополнительный доход от мужа который занимается деканством. Но доход мужа очень маленький. Старший сын на заработках в Российской Федерации но не имеет пока возможности присылать деньги родителям. Кумри женщина трудолюбивая и очень любит свою работу и хочет помочь своей семье. Она планирует на полученный кредит закупить несколько мешков риса. Заранее благодарит за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 226
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Kumri to buy a few bags of rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 3, 2012
Nov 14, 2012
Currency Exchange Loss:
Jun 17, 2013