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Hoa was born in 1956 and has two children who are studying at university. She is divorced. Hoa runs a beverage stall to earn a living and she earns 3,000,000 VND each month. Her family’s total earnings are about 5,000,000 VND per month. Hoa has participated in SEDA's credit program since 2008 and, in the last loan cycle, she borrowed and repaid a 9,632,000 VND loan.

Hoa is requesting a 9,632,000 VND loan to buy tea leaves, colas, chairs, and glass cups to improve and supply her beverage stall. Her dream is to help her kids have good careers.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 56
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 20,825.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Hoa to buy tea leaves, colas, chairs, and glass cups for her beverage stall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 13, 2012
Currency Exchange Loss:
Nov 17, 2013