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Blanca Ninoska
View original language description ↓
Blanca is seeking a loan to invest into home improvements, specifically for the construction of a bedroom. She works as a primary school teacher at the Salomón Ibarra Mayorga School. She has a 5-year old child, who is in pre-school. Despite that she is single and can’t count on assistance from her child’s father, she is a very responsible mother. She also has assumed the responsibility of caring for her grandmother. It’s important to explain that she has improved her house little by little with previous loans. She is a hardworking woman who gets up at 4 a.m. each morning to make breakfast for her child and grandmother, given that by 6 a.m. she has to travel to the town of Los Angeles to teach the rural children of that area.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

Doña Blanca está solicitando su crédito para invertirlo en mejora de su vivienda para la construcción de una habitación, trabaja como docente de Educación Primaria en la Escuela Salomón Ibarra Mayorga, tiene un niño de 5 años de edad el cual esta estudiando en pre escolar; a pesar que es una mujer soltera que no cuenta con la ayuda del papá del niño, es una madre muy responsable con su hijo, ademas asume la responsabilidad del cuido de su abuelita, es importante explicar que está clienta con los créditos anteriores ha ido poco a poco mejorando su vivienda, es una mujer trabajadora que todos los dias tiene que levantarse a las cuatro de la mañana para así dejarle hecho el desayuno a su abuelita y a su hijo ya que a las seis de la mañana tiene que viajar a la colonia los Angeles a impartir el pan de la enseñanza a los niños campesinos de esa colonia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Blanca Ninoska construction of a bedroom.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 18, 2008
May 20, 2008
Currency Exchange Loss:
Jun 15, 2010