A loan of $725 helped to insulate his house walls on both sides, using energy-saving materials like foam, glass wool, and double-glazed windows.


Bayartogtokh's story

Bayartogtokh is 23 years old and lives with his elderly mother and his brother in their small wooden house in Kherlen, the largest city of the eastern province in Mongolia. He works as a guardian at a local company and his brother works as a border guard.

Bayartogtokh's house was built with thin walls. He said that this winter will be colder than previous years and he thought the colder winter would increase heating costs. Before the "cold air chills the chin" and in order to stop the heat loss through the walls, Bayartogtokh is planning to insulate his house walls on both sides by using energy-saving materials like foam, glass wool, and double-glazed windows.

By doing this he can work without worrying about his mother. His elderly mother needs someone who permanently cares for her. Every son loves to take care of his mother and Bayartogtokh is no exception. He said that in the future, if his brother has a family, he will stay with his mother.



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