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Hamida lives in the Hamadoni region. She is 42 years old and married. She has four children. Hamida has secondary education. She would like to start her own business. For this she needs financial support, as she has previously not worked anywhere.

Hamida intends to rent premises where she can open a grocery store. Further she needs to purchase necessary products. Hamida takes a loan for the purchase of food and for the rent of premises.
View original language description ↓
Хамида проживает в районе Хамадони. Ей 42 года. Она замужем. У нее четверо детей. Хамида имеет среднее образование. Она хочет начать свой бизнес. Для этого ей необходима финансовая поддержка, так как она раньше не где не работала. Хамида намерена взять в аренду помещение, где откроет продуктовый магазин. Также ей необходимо закупить необходимые продукты. Хамида берет кредит для покупки продуктов питания и для аренды помещения.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 201
    View loans »
    Tajikistan Loans Fundraising
  • $31,083,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hamida to purchase food for selling and to rent premises.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 12, 2012
Currency Exchange Loss:
Jun 17, 2013