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Ngam is 44 years old. He is married and resides with a daughter in Takeo Province, Cambodia.

He has been running the business of renting sound equipment and open sheds and other materials such as utensils, tables and chairs for wedding parties and funerals for more than seven years, earning approximately $5 daily.

His wife and daughter are garment workers who earn about $6 per day.

In order to improve his business, Ngam is requesting a loan of $1,000 to purchase materials to build more open sheds for rental. By doing so, he would earn more income for his family. In the future, he would like to expand his business and rebuild his house to make it more convenient for his family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ngam to purchase materials to build more open sheds for rental.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 13, 2012
Currency Exchange Loss:
May 17, 2014