A loan of $1,100 helped to purchase pants, blouses, T-shirts and children's clothing..


Ruth Elizabeth's story

Every fifteen days, the members of El Arbolito 4 Communal Bank meet in the city of Portoviejo, capital of Manabí. For many years, this city has been known as the city of the royal tamarinds. Ruth, 35 years old, lives in this city. She is a single mother of a fifteen year old daughter who is a student. She lives in her parents’ home. Ruth wants to earn something on her own and with this, be able to get ahead so that her daughter has everything she needs. So, she has a stand in the city center, a place where many informal merchants like her sell their products. She sells all types of clothing and works from 8:30 in the morning until 6:00 pm. All of the merchants close their small businesses at this time but she also conducts sales in her home if a customer needs clothing. She buys her merchandise in Guayaquil as needed. She has been engaged in this activity for fifteen years and strives everyday so that her daughter lacks nothing. She will use this loan to purchase merchandise such as pants, blouses, T-shirts, and children’s clothing. This is her first loan cycle with the communal bank and she hopes to continue for much longer. Her dream is that her daughter doesn’t want for anything.

Translated from Spanish by Kiva volunteer Eleanor Francoletti-Putz


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