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The word "honor" best describes Mrs. Wilma. She is married to Arturo, and together they care for their family farm. They have two children and live in a community in the Rizal province of Isabela. Agriculture is the main source of income for the local residents.

Wilma and her husband grow different crops, including rice, corn and other vegetables. In a typical week, they are able to earn at least 1,500 PHP by selling vegetables, which they harvest on their own. She explains that it takes them approximately three to five months to harvest their crops and to then sell the crops for a profit.

To maintain and improve their farming business and to avoid high-interest debt from other lenders, Wilma has asked for a loan in the amount of 30,000 PHP from Kiva so she can finance their farming needs (e.g., by buying fertilizers and seeds). Wilma is also planning to use some of the loan proceeds to expand their hog-raising business. She expects to manage the hogs while her husband is working on the farm.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 381
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Wilma to improve her farming business by purchasing fertilizers and seeds and to expand her hog-raising business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 29, 2012
Nov 12, 2012
Currency Exchange Loss:
Jun 22, 2013