A loan of $1,625 helped to buy fruits and vegetables to sell in her market stall Friday, Saturday, and Sunday, and to buy clothing which she sells from Monday-Thursday.

Reyna Judid's story

The communal bank “La Rosa de Guadalupe” meets twice a month in the city of Charapoto. This city is known for its traditional culture. In addition, two of the best beaches in the province are located a few minutes away – San Jacinto and San Clemente.

Reyna lives here. She is 62 years old, in a common-law relationship, and has three adult children, one of them still living at home. Her husband works in the drinking water business.

Reyna, in order to earn her own income and thus be able to contribute to the household expenses, has a stall at the market where she sells fruits and vegetables, working Fridays, Saturdays and Sundays from 5:00AM until 6:00PM. She also sells typical clothing on the days when she is not at the market. She sells the clothing in the city of Pedernales where she goes every Monday returning on Thursdays at noon, staying in that city to conduct sales and to collect payments as she extends credit and collects payment every eight days. She has been in business for more than fifteen years.

She is repeating her loan because this is how she can finance her businesses and get ahead. The previous loan helped her as she was very ill and the earnings helped her pay for medical expenses and medicine. Despite this, she was not late making her payments. This loan is to buy fruits and vegetables, and clothing so she can earn more profit. She has been with the communal bank more than two years and she likes the assistance the loans have given her.

Her dream is to have a store or a bazaar.

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Translated from Spanish by Kiva volunteer Gail LeGrand

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