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This is 35-year-old Kadiatu. She is married and has four children aged 14, 11, 9 and 2 years. She has two additional dependents who live with her for schooling.

In 2002, Kadiatu established her charcoal business. Working seven days a week and 16 hours a day, she earns about Le 900,000 (Sierra Leone leones) every month from this business.

She would like a loan in the amount of Le 4,500,000. Kadiatu now requires a new loan in order to purchase bags of charcoal and rice by the bag for resale and to pay the transport costs.

In the future, Kadiatu plans to earns more profit, educate her children up to the university level, build houses and get another international business. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,349.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Kadiatu to buy more charcoal to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 20, 2012
Currency Exchange Loss:
Jul 17, 2013