Chicas Trabajadoras Group
The member whose story will be written is Ana Luisa. She is a 44-year-old woman and she is divorced. She has 5 children, three are of legal age and two are minors. She sells underwear. However, she began by selling food and was later invited to sell underwear. She has been in business for two years.
She is looking for a loan to help her begin to sell bedspreads. Ana Luisa says that her aspiration is to have her own business.
An interesting piece of information that the group tells us is that they are very punctual and responsible with their payments
Ana Luisa cuenta que su aspiración es tener su propio negocio. Un dato interesante que nos dio del grupo es que todas son muy puntuales y responsables con sus pagos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid