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Update on Janet

The member belongs to the community bank Hatun Rumiyoc. The member continues to work at her job as an accountant. The member has spent many years performing her job. The member found a location where she completes her work giving advice to clients that seek her services. The member is a responsible and earnest person and because of these characteristics the member gets her family ahead. The member seeks the loan to complete the upkeep of her computer and for a few personal expenses. The member feels grateful for the loan she was granted and she undertakes to comply with her established payments.
View original language description ↓
La socia pertenece al banco comunal HATUN RUMIYOC,la socia continua dedicandose a su profesion de contadora,la socia lleva años ejerciendo su carrera,la socia cuenta con un local donde realiza su trabajo asesorando a clientes que solicitan sus servicios,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicito el credito para realizar el mantenimiento de su computadora y para algunos gastos personales.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

This member belongs to the “HATUN RUMIYOC” communal bank. This bank is located in the district of Cuzco, in the province and department of Cuzco. Her name is Janet. She is 32 years old, married and has one son. She alternates her other daily activities with being an accountant. She has an acc... More from Janet's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Janet to complete the upkeep of her computer and for a few personal expenses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 12, 2012
Currency Exchange Loss:
Mar 15, 2013