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Cerafina is a member of the communal bank SIEMPRE JUNTOS (Always Together) located in the Wanchaq province of the city of Cusco, in the department of Cusco.

She is 38 years old and has four children that live with her. Cerafina balances her daily home activities with her business raising small animals such as guinea pigs. She raises these animals to later sell to clients that request them. She has been in this business for many years now and, thanks to the determination she enters each day with, it has gone very well for her. Cerafina is a responsible and determined person who is trying to help her family get ahead.

She is requesting this loan to buy guinea pigs for her business. Cerafina is very grateful for the loan she has been granted and she promises to make all of her repayments without fail.
View original language description ↓
La socia pertenece al banco comunal SIEMPRE JUNTOS,el banco se encuentra ubicado en el distrito de Wanchaq provincia de Cusco y departamento de Cusco.

La socia Cerafina tiene 38 años de edad,04 hijos y es convivente,la socia alterna sus actividades diarias con el negocio de crianza de animales menores como cuyes ,la socia cria a estos animalitos para luego venderlo a sus clientes que mas le solicitan ,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio ,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el cedito para la compra de cuyes para su negocio.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Cerafina to buy guinea pigs for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 12, 2012
Currency Exchange Loss:
Mar 15, 2013