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Luz Idalia

Update on Luz Idalia

Doña Luz is 51 years old and lives with three of her four children in her house, located in the community of San Lorenzo, in the southern part of Honduras. For ten years, Luz has made a living selling underwear, lotion, and pork meat, door-to-door. Most of her clients are her friends, family members, and neighbors who she visits daily. Doña Luz is a determined woman who strives to help her family get ahead.

She is requesting a loan of 15,000 lempiras in order to buy cosmetics, blouses, pork, and children's clothing. With the financial support of this loan, Doña Luz will invest in her business and, in this way, increase her earnings and improve her quality of life a little bit. Her dream is to one day expand her business and to improve her house.

San Lorenzo, Honduras - October 2012
View original language description ↓
La señora Luz de 51 años de edad, vive con tres de sus cuatro hijos en su casa ubicada en la comunidad de San Lorenzo al sur de Honduras, se dedica desde hace 10 años al negocio de venta de ropa interior, lociones, cremas, y carne de cerdos de manera ambulante sus clientes son los amigos, familiares y vecinos que ella a diario visita, Doña Luz es una mujer luchadoras y con muchas ganas de sacar adelante a su familia.
Doña Luz esta solicitando 15,000.00 para la compra de cosméticos, cerdos, blusas, ropa de niños, ya que para esta época se vende bastante este tipo de prendas de vestir y la carne de cerdo. Con el apoyo de este préstamo ella pretende suplir la necesidad de financiamiento para su negocio y de esta manera tener mejores ganancias y mejorar un poco su condición de vida.
Doña Luz su sueño es crecer en su negocio y mejorar su casa.
San Lorenzo, Honduras - Octubre del 2012.

Previous Loan Details

Luz, 49, is married and her husband works on the beaches. She has 4 children, 3 of whom are dependent upon her income. One of her children is in school. Her house is located to the south of San Lorenzo. Luz has a business selling pork meat, underwear and cosmetics, such as colognes, creams ... More from Luz Idalia's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $9,863,075
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD
A loan of $775 helped Luz Idalia to buy cosmetics, pigs, blouses, and children's clothing for her business.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 12, 2012
Currency Exchange Loss:
Dec 12, 2012